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Author: Kenneth Louie

Kenneth Louie is the founder of PeraMatters.com, a Filipino finance blog focused on money management, digital income, and practical financial decisions. He is an ECE graduate from Ateneo de Davao University and spent over 12 years as an OFW, gaining real-life experience in handling finances and responsibilities. Now a digital nomad in Asia, Kenneth works as an SEO Affiliate marketer, building income through online content and search engine optimization. Through PeraMatters.com, he shares practical money tips, OFW lessons, and strategies to help Filipinos earn smarter and achieve financial freedom.

10 Simple Money Habits That Will Make You Rich Over Time

Simple Money Habits That Will Make You Rich Over Time, what are simple money habits to get rich over time, how to build wealth with small daily habits

Home / Personal Finance / 10 Simple Money Habits That Will Make You Rich Over Time Simple Money Habits That Will Make You Rich Over Time Key Takeaways Building wealth isn’t about a single big break — it’s the result of small, daily decisions that compound into financial freedom. Simple Money Habits That Will Make […]

15 Personal Finance Tips Every Beginner Must Know in 2026

Personal Finance Tips Every Beginner, personal finance tips every beginner, best personal finance tips for beginners in 2026, how to manage money as a beginner in 2026

Home / Personal Finance / 15 Personal Finance Tips Every Beginner Must Know in 2026 Personal Finance Tips Every Beginner Key Takeaways Navigating your financial journey in 2026 can feel overwhelming, but it doesn’t have to be. Master the 50/30/20 rule to balance needs, wants, and savings without stress. Build an emergency fund of 3-6 […]

10 Money Habits Filipinos Must Learn Before It’s Too Late

10 Money Habits Filipinos Must Learn Before It’s Too Late, 10 Money Habits Filipinos Must Learn Before It's Too Late, Filipino money habits, personal finance tips Philippines

Home / Personal Finance / 10 Money Habits Filipinos Must Learn Before It’s Too Late 10 Money Habits Filipinos Must Learn Before It’s Too Late Key Takeaways Many Filipinos struggle with financial security not because they earn too little, but because they never learned the right habits early enough. The 10 Money Habits Filipinos Must […]